Henssler Money Talks
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Market All-Time Highs Don’t Put Your Financial Plan on Hold
With the stock market continuing to reach record territory, the “Henssler Money Talks” hosts tackle a familiar question: What do you do with fresh cash when stocks are already at all-time highs? From rebalancing and paying down high-interest debt to fixed income, diversification, and gradually putting money into the market, we explore ways to put your next dollar to work without trying to predict the next correction.
Henssler Money Talks - August 22, 2026
Playing Your Cards Right
Credit cards can be convenient, rewarding—and expensive if they aren't managed carefully. We compare our own approaches to everyday spending, from debit cards and separate cards for discretionary purchases to maximizing points and rewards. Then we look at the bigger financial-planning question: What are the best habits for using credit responsibly? We'll discuss budgeting, consumer protections, paying balances in full, and why the way you use a card may matter more than which card is in your wallet.
Points, Perks & Premium Prices
Nearly $900 a year for a credit card—and you're only 22? Premium credit cards are increasingly attracting Gen Z and millennial consumers with airport lounges, travel credits, dining perks, exclusive access, and plenty of points. But getting enough value to justify those annual fees can require some serious effort. We look at why younger consumers are embracing premium cards, when the perks can actually pay off, and when chasing rewards can encourage spending you wouldn't have done otherwise.
Good Advice, Bad Advice & the Finfluencer
Financial advice is everywhere on social media—from opening a Roth IRA and building credit to picking the next hot stock or launching a six-figure side hustle. Some of that advice can encourage genuinely good financial habits, but popularity and credibility aren't the same thing. We look at the rise of the “finfluencer,” why younger investors are increasingly turning to social media for money guidance, and how to separate useful financial education from advice that's oversimplified, self-serving, or just plain risky.
We discuss financial planning encompassing spending, saving, taxes, investments, insurance, retirement, estate plans, and more.
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Music, and here at HensslerMoneyTalks.com.












