January 28, 2023

This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Josh Weidie, CWS®, to cover housing news including New Residential Construction, Existing Home Sales and Mortgage Applications. Jarrett and Josh address a couple of investors who have been saving to the detriment of living. Their former adviser gave them pushback if they didn’t save everything for retirement. The financial advisers discuss the importance of understanding the lifestyle investors want to lead when developing a plan. The hosts round out the show by answering a listener's question on paying for points on a mortgage to obtain a lower interest rate.

Timestamps and Chapters

00:00 Market Roundup: Covering Jan. 23 – Jan. 27, 2023
23:12 Case Study: We’ve Been Saving and Not Living
35:28 Q&A Time: Should I Buy Points on a Mortgage?

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Tagged financial plan, S&P 500, Mortgage Applications, year-to-date performance, existing home sales, new residential construction, mid-term goals, financial adviser, mortgage points